COVID Update: day trips and activities are suspended while Toronto is in the Province of Ontario’s GREY (Lockdown) or RED (Control) zone.
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TRAVEL INSURANCE

COVID-19 has brought uncertainties for our future travels. It is highly recommended for an NTSC member to purchase travel insurance, either through our Tour Operators or another 3rd party provider. We’d hate to see your hard-earned money go to waste if a trip is canceled or something unexpected comes up and you aren’t able to attend. Here we have summarized options provided by our Tour Operator and refund scenarios. 

  If you choose not to purchase any travel insurance, there is no obligation from the Tour operator to provide refunds. Please protect yourself!

  • The insurance premium is due with the deposit (flights) or full trip payment (bus). A package plan can be purchased through Skican (flights) or Express Tours (bus). Contract details provided upon registration. 
  • Call Allianz’s Customer Support to assist with specific questions 1-800-379-9628. Mention you are booking a Skican holiday (Agency #2451).

COMPREHENSIVE INSURANCE

There are several combinations of coverages to select from – which include Trip Cancellation & Interruption Coverage and Emergency Hospital & Medical Coverage. Speak to SkiCan or Allianz for best coverage for you.

  • Trip Cancellation coverage reimburses up to the sum insured indicated on your confirmation of coverage for covered losses incurred if your trip is cancelled before the scheduled departure date due to a Covered Reason.
  • Trip Interruption coverage reimburses up to the sum insured indicated on your confirmation of coverage if your trip is interrupted or delayed after the departure date due to a Covered Reason.
Covered Benefits are listed on page 7 of insurance policy
Covered Reasons are listed on page 8 of insurance policy

CANCEL FOR ANY REASON (CFAR) INSURANCE:

Cancel For Any Reason (CFAR) insurance policy document (PDF)

The Cancel for Any Reason (CFAR) coverage is a “top up” to a policy purchased through SkiCan insurance provider Allianz. Cancel For Any Reason coverage must be purchased at the time of booking your trip and Must be bundled with comprehensive insurance

The main benefit to the CFAR coverage would be if someone gets “cold feet” prior to departure without any Travel Advisories or resort closures in place. If you cancel your trip for any reason other than a Covered Reason, the insurer will reimburse you:
  • 75% of the non-refundable pre-paid insured travel arrangements if you cancel 7 days or more prior to the scheduled departure date; or
  • 75% of the non-refundable pre-paid insured travel arrangements to a maximum of $1,500 if you cancel 6 days to 48 hours prior to the scheduled departure date.
  • Benefits are not payable if you cancel your trip less than 48 hours prior to the scheduled departure date for any reason other than a Covered Reason
 CFAR coverage is an additional 17% on top of the insurance cost.. For example: depending on age and trip cost insurance may cost between $200-250 (including CFAR add-on of 17%).

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